What will this pet really cost?

Tap your answers. You get the first-year cost, the yearly cost after that, a monthly number to budget and an emergency fund to keep ready. Your answers stay on this device.

first year

each year after

a month after year one

Keep their records in one place

The Pet Care Log and Expense Tracker (printable PDF) has a pet profile with emergency info, vet visits, vaccines and preventives, a medication log, a feeding routine and a monthly pet cost page.

See the Pet Care Log

Where the numbers come from

Middle-of-the-road US prices for 2026. Food scales with size; premium food roughly doubles it. Routine vet covers a yearly exam and vaccines; preventives are flea, tick and heartworm for dogs, flea and tick for cats. The first year adds adoption or purchase, spay or neuter, first vaccines and starter supplies. Insurance is a typical accident-and-illness plan for a young pet. The emergency fund target is what one surprise vet visit often costs. Your area and your pet's breed can move these a lot.